Remodeling is a big decision – it may be something you do only a few times in your life, so it's important that you get what you want.
If you’re not looking to use the equity in your home, or if you don’t have the cash on hand to get your project started at the time that’s right for you, you might consider our unsecured financing options offered by Hearth.
Hearth offers several ways to help you achieve the remodel of your dreams and pay for your project with predictable, monthly payments. 0% rate (for 12-18 months) credit card options are also available.
No, when you complete the prequalification form, lenders perform a "soft" credit inquiry. This allows you to compare lender offerings without affecting your credit score.
Yes, Hearth's lenders have no pre-payment fees which means you can pay back your loan before the end of its term at no additional cost.
An unsecured loan is not linked to a specific piece of property ("collateral") that the borrower agrees to give to the lender if the borrower does not pay back the loan. A secured loan, in contrast, always has some form of collateral, like a car or a house of which the lender can take possession in the event of default.
Lenders look at many factors, including your credit history, current debt-to-income ratio, your income, and your expenses in assessing your creditworthiness.
You can usually expect to receive your money in as little as 1-5 business days.
Click the button to the right and it will take you to Hearth to begin the financing process.
DreamMaker Bath and Kitchen (“DreamMaker”) and its independently owned and locally operated franchisees are neither brokers nor lenders. Financing is provided by third-party lenders unaffiliated with DreamMaker or its franchisees, under terms and conditions arranged directly between the customer and such lender, all subject to credit requirements and satisfactory completion of finance documents. DreamMaker does not assist with, counsel or negotiate financing, other than providing customers an introduction to lenders interested in financing DreamMaker customers. Not all buyers may qualify. Offer valid only for participating franchisees in geographical areas served by DreamMaker or its designees. Some conditions may apply; call your local DreamMaker franchisee for more details. Each franchise location is independently owned and locally operated.
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